How it works

Getting repair protection should not feel like a repair job.

Tell us a little about your car. If an option is open to you, you will see the price and contract before deciding. If not, we will let you know when general availability begins.

01

Tell us about your car

Share the basics, including year, make, model, and mileage. We do not ask for a VIN, payment details, or Social Security number.

02

We look for an option

We check your vehicle, location, and the plans currently open to approved customers.

03

You see the details

If you are approved, you receive the price, provider information, and complete contract to read.

04

You make the call

Take a look, ask questions, and decide. Applying alone does not start coverage or create a bill.

05

Keep your contract handy

If you buy, save the contract and confirmation. They contain the details you will need later.

06

Call before repairs begin

When something goes wrong, follow the claim steps in your contract before the shop starts work.

No dead ends

Even if coverage is not open to you today, you stay in the loop.

Every application asks us to check the options available now. It also signs you up for an email when ZenAuto opens to the general public. You can unsubscribe from those notices at any time.

An application is not a purchase

It does not start coverage, lock in a price, guarantee approval, or give ZenAuto permission to charge you.

Before you say yes

Read the parts that matter on a bad car day.

  • What repairs and components are covered
  • What is excluded and what limits apply
  • The deductible, term, and mileage limit
  • Who handles claims and how to reach them
  • How cancellation and refunds work
Use our customer guide

Start with the car in your driveway.

Most applications take only a few minutes.

Check your options