Budget protection
For a covered repair, you may pay the applicable deductible instead of the full eligible repair cost, subject to contract limits.
Coverage
Help for the repairs you cannot plan for.
A vehicle service contract can help take the sting out of a covered breakdown. The plan you choose tells you what is covered, what you pay, and how to get help.
What to expect
A repair plan should answer the questions you would ask at the shop.
Will this repair qualify? What will I owe? Who do I call before work starts? Your written contract should answer those questions before you ever need to make a claim.
- Which parts, systems, labor, and diagnostic costs may be covered
- Which repairs or conditions are not covered
- Your deductible and when it applies
- Where you may take the vehicle for repairs
- What to do before the repair shop begins work
- How cancellation, transfer, and refunds work
The everyday benefits
More than help with a bill.
The value of coverage is not just financial. It is knowing what to do next when your dashboard lights up or your car will not start.
A next step you already know
Your contract gives you a claims contact and a process to follow before repair work begins.
Support for keeping your car
Repair protection may help you feel better about driving a vehicle after its original warranty ends.
Terms you can see first
Approved customers can read the covered components, exclusions, limits, and deductible before buying.
Choices at the repair stage
The contract explains eligible repair facilities, authorization rules, and how covered claims are handled.
Defined cancellation terms
You can see applicable timing, fees, refund calculations, and state-specific rights in writing.
What it is not
Repair protection has boundaries.
A vehicle service contract does not replace auto insurance or routine maintenance. It generally focuses on covered mechanical or electrical breakdowns, not collision damage, oil changes, cosmetic work, or every part that might fail.
One habit can make a big difference
Call the claims number in your contract before authorizing a repair. Work started without required approval may not be covered.
Could this help protect your repair budget?
Applying is free, takes only a few minutes, and does not commit you to buy.