Eligibility

Your car has a story. Start with the basics.

There is no cost to apply, and you do not need to know whether your vehicle qualifies. Tell us what you drive, and we will look for an option that may fit.

What we look at

No two vehicles have lived the same life.

Eligibility depends on more than the name on the trunk. These are some of the details that may shape the options available to you.

  • Age and mileage: Plans may set maximum vehicle age, mileage, or a combination of both.
  • Condition and history: Prior damage, title history, modifications, use, and preexisting problems may matter.
  • Make and model: Some vehicles, equipment, commercial uses, or specialty models may not qualify.
  • Where you live: Plans and terms can vary from one state to another.
  • What is open now: ZenAuto is accepting applications while coverage remains limited to approved customers.

What you will need

Just the details you probably know already.

A way to reach you

Your name, email address, state, and ZIP code.

The car you drive

Its year, make, model, and approximate mileage.

Your timing

Whether you want coverage soon or are simply looking ahead.

Keep sensitive details to yourself

The first step is intentionally simple.

We do not need your VIN, driver license number, Social Security number, date of birth, bank account, or payment card for the initial application. If we need more later, we will tell you why and provide an appropriate way to send it.

See how we handle information

See whether your car may qualify.

Every applicant will also hear when ZenAuto opens to the general public.

Check your options